The health insurance information package given to you at International Student
Orientation explains the Aetna Student Plan. The policy link below explains your benefits. Be sure to read the information carefully. You should understand your insurance
policy thoroughly so that you can get the maximum benefit from it. In particular, make sure you read the section on the
expenses that are not covered by the policy and the information concerning deductibles. If you have questions regarding
health insurance, please contact:
Vera Dutkevich
International Student Representative
Phone: (574) 520- 4419
Email
veradutk@iusb.edu
. What does Aetna Student Health Provide:
Access to Aetna's national Preferred Provider Network of over 579,000 providers
$500 annual deductible for in-network care (waived for care rendered at the IU Health Centers). $750 for out of network.
Co-payment of currently $10-$20 depending on precedure after $500 deductible
Prescriptions are covered at 100% after a $10 generic co-payment or a $20 brand name co-payment (waived for prescriptions filled at the Indiana University Health Center)
Available discounts on vision care and alternative health care services
Unlimited Medical Evacuation and Repatriation
Please read the brochure carefully to understand the services that the Plan covers. Remember, no insurance plan covers 100% of all medical costs. However, the Student Health Insurance Plan offered through the University offers comprehensive coverage at an affordable cost. In addition, by using the Health & Wellness Center in the Student Activity Center, you can substantially reduce your out of pocket expenses. You will be required to pay the charge for all services received at the time of service.
Coverage will become effective on August 15, 2007 for fall semester and January 1, 2008 for those starting coverage in the spring semester. Although eligibility may not be sent to the Insurance Company until after the deadline for waivers September 5th for Fall and January 16th for Spring/Summer, you are covered starting the effective dates above. Please note, that you do not need an ID card to receive benefits. See the Plan brochure that is available on-line at Aetna Student Health for information on how to get reimbursed should you need care before receiving your ID card.
Many doctors and hospitals will file a claim for you if you provide them with information about your insurance coverage. You may have to pay some part of the bill, but these doctors and hospitals will send the rest of the bill to the insurance company. However, many doctors and health care providers require that you pay them directly. You must pay the full amount of the bill when you visit. Claim forms and instructions for filing a claim are available on the links on the right bar.
