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Cost and Calculations

If you need help paying for college—whether tuition, fees, books, or living expenses—financial aid is available to qualified students from federal, state, institutional, and private sources. We consider scholastic ability, financial need, or a combination of both in awarding IU South Bend financial aid.

The College Board has several online financial aid tools to help you estimate your need and calculate your payments.” In addition, you can Estimate your College Costs by using the Indiana College Costs Estimator.

Calculating Need

The financial information in your application is analyzed to determine your Expected Family Contribution (EFC). Factors determining the EFC include annual income, assets, family size, and other family members attending college. Your financial need is the difference between the EFC and the cost of attending IU South Bend, listed above.